Insurance and Rates

Insurance is welcome!

We accept the following Insurance for psychotherapy:

Blue Cross Blue Shield PPO

United Behavioral Health

Cigna

Aetna

Compsych

Out – of – Network


Self Pay Accepted

Torus Therapy offers sliding scale therapy based on income level, and we are happy to provide you with the specific fee structure to find the rate that works best for you. We also offer reduced-rate therapy sessions with some of our new and existing therapists as low as $35 a session. Torus is committed to providing a space where therapy and mental health services are accessible and affordable. Call us today to see what our self pay rates are!


Health Savings Account

As part of our commitment to care and passion for offering integrative services that are central for mind, body, and spiritual healing, Torus Therapy provides the opportunity to use HSA, HRA, and FSA funds for payment of our listed services.

Some Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), and Flexible Savings Account (FSA) enable you to use your spendings accounts for services such as massage therapy, yoga, and chiropractic care. Depending on the plan, it may require you to receive a recommendation from a health care professional to qualify the services as a necessary expense for treatment or prevention.

If you do not have a flexible spending card, we can provide a receipt to be submitted for potential reimbursement.

Ask today for more details!


Good Faith Estimate

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
  • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises